:root{--navy:#102a43;--blue:#1769aa;--gold:#b88a2b;--ink:#17202a;--muted:#627386;--bg:#f7f9fc;--white:#fff;--line:#e5eaf0;--radius:18px;--shadow:0 12px 35px rgba(16,42,67,.09)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);line-height:1.65;background:#fff}a{text-decoration:none;color:inherit}.container{width:min(1160px,92%);margin:auto}.topbar{background:var(--navy);color:#dce8f2;font-size:13px;padding:8px 0}.topbar .container{display:flex;justify-content:space-between;gap:20px}.navbar{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.nav-inner{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:25px}.brand{font-weight:800;color:var(--navy);letter-spacing:.02em;font-size:21px}.brand small{display:block;font-size:10px;letter-spacing:.13em;color:var(--gold);font-weight:700}.navlinks{display:flex;align-items:center;gap:24px;font-size:14px;font-weight:650}.navlinks a:hover{color:var(--blue)}.btn{display:inline-flex;align-items:center;justify-content:center;padding:12px 20px;border-radius:10px;font-weight:750;border:1px solid transparent;transition:.2s}.btn-primary{background:var(--navy);color:#fff}.btn-primary:hover{background:var(--blue);transform:translateY(-1px)}.btn-outline{border-color:#cbd6e2;color:var(--navy);background:#fff}.btn-outline:hover{border-color:var(--blue);color:var(--blue)}.menu-btn{display:none;background:none;border:0;font-size:28px;color:var(--navy)}.hero{padding:90px 0 75px;background:linear-gradient(135deg,#f4f8fc 0%,#fff 58%,#f8f3e9 100%)}.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:65px;align-items:center}.eyebrow{font-size:12px;font-weight:800;letter-spacing:.16em;color:var(--gold);margin-bottom:18px}.hero h1{font-size:clamp(42px,5.5vw,72px);line-height:1.04;letter-spacing:-.045em;color:var(--navy);margin:0 0 22px}.hero p{font-size:18px;color:var(--muted);max-width:680px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}.hero-card{min-height:390px;border-radius:28px;background:linear-gradient(145deg,#102a43,#1769aa);box-shadow:var(--shadow);padding:34px;color:white;position:relative;overflow:hidden}.hero-card:after{content:"";position:absolute;width:300px;height:300px;border-radius:50%;border:1px solid rgba(255,255,255,.18);right:-90px;top:-80px}.dashboard{position:absolute;inset:80px 34px 34px;border-radius:18px;background:rgba(255,255,255,.95);color:var(--ink);padding:22px}.dashboard .line{height:11px;background:#dfe7ef;border-radius:20px;margin:12px 0}.dashboard .line.wide{width:82%}.dashboard .bars{display:flex;gap:12px;height:130px;align-items:end;margin-top:25px}.dashboard .bar{flex:1;background:#1769aa;border-radius:8px 8px 0 0}.dashboard .bar:nth-child(1){height:45%}.dashboard .bar:nth-child(2){height:68%}.dashboard .bar:nth-child(3){height:52%}.dashboard .bar:nth-child(4){height:86%}.trust{background:var(--navy);color:white}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr)}.trust-item{padding:25px 20px;border-right:1px solid rgba(255,255,255,.12)}.trust-item:last-child{border:0}.trust-item strong{display:block;font-size:15px}.trust-item span{font-size:13px;color:#b9c9d8}.section{padding:90px 0}.section.alt{background:var(--bg)}.section-head{max-width:760px;margin-bottom:45px}.section-head .eyebrow{margin-bottom:10px}.section h2{font-size:clamp(32px,4vw,48px);line-height:1.1;letter-spacing:-.035em;color:var(--navy);margin:0 0 18px}.section-head p{color:var(--muted);font-size:17px}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:55px;align-items:center}.lead{font-size:20px;color:var(--muted)}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:27px;box-shadow:0 5px 18px rgba(16,42,67,.035);transition:.2s}.card:hover{transform:translateY(-3px);box-shadow:var(--shadow)}.icon{width:44px;height:44px;border-radius:12px;background:#eaf3fb;color:var(--blue);display:grid;place-items:center;font-weight:900;margin-bottom:18px}.card h3{margin:0 0 9px;color:var(--navy);font-size:19px}.card p{color:var(--muted);font-size:14px;margin:0 0 16px}.link{color:var(--blue);font-weight:750;font-size:14px}.features{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.feature{padding:20px;border-left:3px solid var(--gold);background:#fff}.feature strong{display:block;color:var(--navy);margin-bottom:5px}.feature span{font-size:14px;color:var(--muted)}.steps{display:grid;grid-template-columns:repeat(5,1fr);gap:12px}.step{padding:22px 18px;background:#fff;border:1px solid var(--line);border-radius:14px}.step b{color:var(--gold);font-size:12px}.step h3{font-size:17px;color:var(--navy);margin:8px 0}.step p{font-size:13px;color:var(--muted);margin:0}.cta{padding:65px 0;background:var(--navy);color:#fff}.cta .section-head{margin:0}.cta h2{color:#fff}.cta p{color:#c9d7e4}.footer{background:#0b2032;color:#c4d0dc;padding:55px 0 22px}.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:35px}.footer h3{color:#fff;font-size:14px;margin:0 0 15px}.footer a,.footer p{font-size:13px;color:#c4d0dc}.footer a{display:block;margin:8px 0}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:35px;padding-top:18px;font-size:12px;display:flex;justify-content:space-between;gap:20px}.page-hero{padding:72px 0;background:linear-gradient(135deg,#f4f8fc,#fff)}.page-hero h1{font-size:clamp(38px,5vw,62px);line-height:1.08;color:var(--navy);letter-spacing:-.04em;margin:0 0 15px}.breadcrumbs{font-size:13px;color:var(--muted);margin-bottom:18px}.list{padding-left:20px;color:var(--muted)}.list li{margin:7px 0}.team{display:grid;grid-template-columns:1fr 1fr;gap:25px}.profile{background:#fff;border:1px solid var(--line);border-radius:20px;padding:32px}.profile h3{font-size:26px;color:var(--navy);margin:0}.profile .role{color:var(--gold);font-weight:800;font-size:13px;letter-spacing:.08em}.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:45px}.contact-box{padding:28px;border:1px solid var(--line);border-radius:18px;background:#fff;margin-bottom:15px}.contact-box strong{display:block;color:var(--navy);margin-bottom:5px}.form{display:grid;grid-template-columns:1fr 1fr;gap:16px}.form .full{grid-column:1/-1}.form label{display:block;font-size:13px;font-weight:750;color:var(--navy);margin-bottom:6px}.form input,.form select,.form textarea{width:100%;border:1px solid #cfd9e3;border-radius:9px;padding:12px 13px;font:inherit;background:#fff}.form textarea{min-height:140px;resize:vertical}.note{font-size:12px;color:var(--muted)}.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:15px}.calendar{width:100%;border-collapse:collapse;background:#fff}.calendar th,.calendar td{text-align:left;padding:15px;border-bottom:1px solid var(--line);font-size:14px}.calendar th{background:#f3f6f9;color:var(--navy)}.tag{display:inline-block;padding:5px 9px;border-radius:30px;background:#eaf3fb;color:var(--blue);font-size:11px;font-weight:800}.disclaimer{font-size:12px;color:var(--muted);padding:20px 0;border-top:1px solid var(--line)}
@media(max-width:900px){.navlinks{display:none;position:absolute;top:76px;left:0;right:0;background:#fff;padding:20px 4%;border-bottom:1px solid var(--line);flex-direction:column;align-items:flex-start}.navlinks.open{display:flex}.menu-btn{display:block}.navlinks .btn{width:100%}.hero-grid,.two-col,.contact-grid{grid-template-columns:1fr}.cards{grid-template-columns:repeat(2,1fr)}.trust-grid{grid-template-columns:repeat(2,1fr)}.steps{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}.team{grid-template-columns:1fr}}
@media(max-width:600px){.topbar{display:none}.hero{padding:65px 0}.hero-card{min-height:330px}.cards,.features,.team,.form,.footer-grid{grid-template-columns:1fr}.trust-grid{grid-template-columns:1fr}.trust-item{border-right:0;border-bottom:1px solid rgba(255,255,255,.12)}.steps{grid-template-columns:1fr}.section{padding:65px 0}.footer-bottom{flex-direction:column}.nav-inner{min-height:68px}}

.brand-logo{display:flex;align-items:center;height:76px;width:118px;overflow:hidden}
.brand-logo img{display:block;width:100%;height:70px;object-fit:contain;object-position:center}
.footer-brand img{display:block;width:135px;height:92px;object-fit:contain;background:#fff;border-radius:8px;padding:5px}
.footer-brand{margin-bottom:12px}
.footer a{text-decoration:none}
.footer a:hover{color:#fff}
.consent label{font-size:12px;color:var(--muted);font-weight:500;display:flex;gap:8px;align-items:flex-start}
.consent input{margin-top:4px}
.consent a,.legal-copy a{color:var(--blue);text-decoration:underline}
.legal-copy{max-width:850px}
.legal-copy h2{font-size:26px;color:var(--navy);margin-top:34px}
.legal-copy p{color:var(--muted)}
.disclaimer-modal{position:fixed;inset:0;background:rgba(7,24,38,.72);z-index:200;display:flex;align-items:center;justify-content:center;padding:20px;backdrop-filter:blur(4px)}
.disclaimer-modal[hidden]{display:none}
.disclaimer-panel{width:min(680px,100%);background:#fff;border-radius:22px;padding:34px;box-shadow:0 24px 80px rgba(0,0,0,.25)}
.disclaimer-mark{width:52px;height:52px;border-radius:14px;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:900;font-size:18px;margin-bottom:20px}
.disclaimer-panel h2{margin:0 0 12px;color:var(--navy);font-size:30px}
.disclaimer-panel p{color:var(--muted);font-size:14px}
.disclaimer-actions{margin-top:24px}
body.disclaimer-open{overflow:hidden}
@media(max-width:600px){.brand-logo{height:68px;width:92px}.brand-logo img{height:62px}.footer-brand img{width:120px;height:82px}.disclaimer-panel{padding:26px}.disclaimer-panel h2{font-size:25px}}